Foreclosure Prevention

The City has access to a number of resources available to help Moreno Valley residents address their risk of foreclosure.

Programs and Events

     Foreclosure Prevention Workshops

Presentations will provide information and resources to help residents evaluate their specific situations in seeking to avoid foreclosure. Seminar attendees will be able to speak directly to mortgage lenders and housing counseling agencies. Seminar topics include:

• Can my home be saved from foreclosure
• Loan modification, short sale, and foreclosure processes
• Avoiding foreclosure prevention scams
• Federal foreclosure prevention programs

Several lenders will be on-site to meet one-on-one with homeowners to discuss loan modifications and other foreclosure prevention options. Lenders attending include:

Check Back! More lenders may be added!!

If your lender is not listed above, please use the “loan look-up” links below. Fannie Mae or Freddie Mac may own your loan.

Does Fannie Mae Own Your Loan? Click Here to find out.

• To meet with Fannie Mae at this event, click here to get a list of documents to bring.
• Does Freddie Mac Own Your Loan? Click here to find out.
• To meet with Freddie Mac at this event, click here for the Freddie Mac Intake Form.

     Get a list of documents to bring

• Document Checklist

If you think you’ll be requesting a loan modification, click here for the Making Homes Affordable Request for Modification and Affidavit form.

     Housing Counselors

The City of Moreno Valley contracts with the Fair Housing Council of Riverside County to provide foreclosure prevention counseling services to Moreno Valley residents. Please contact Fair Housing’s Moreno Valley office at 800.655.1812 or go to www.fairhousing.net for more information.

• Foreclosure Prevention Tips

     Housing Rental Tenant Displacement Resources

Residents who are facing the loss of housing because of the foreclosure of the house they are renting are urged to verify the credentials of anyone insisting the property be vacated. For help, contact a HUD-approved tenant counseling agency such as the Fair Housing Council of Riverside County, Inc .or refer to the HUD website for a comprehensive listing of approved housing counselors.

     Foreclosure Rescue Scams

Foreclosure “rescue” scams are widespread. You may be the victim of a crime if you have paid a company to "rescue" your property from foreclosure. See the County of Riverside District Attorney’s Office for information on Real Estate Fraud and Prevention. The District Attorney recommends that you file a complaint with Moreno Valley’s local law enforcement, with the Office of the Attorney General - Public Inquiry Unit, P.O. Box 944255, Sacramento, CA 94244, or online at www.ag.ca.gov/consumers. See attachment for State consumer alert for information regarding foreclosure scams .

Contacts

Additional Foreclosure Prevention Resources

• Housing and Urban Development (HUD)
• Find contact information for your mortgage loan service provider
• Help for homeowners facing the loss of their home
• How to avoid foreclosure
• Help with your mortgage
• Riverside County Real Estate Fraud and Prevention Guide
• Withholding requirements for sale of California Real Estate (Franchise Tax Board)
• Mortgage Debt Relief Law (Franchise Tax Board)

Also of Interest

• City of Moreno Valley Affordable Housing Programs
• Community Development Block Grant Programs